Posts tagged ‘process’

Students Moving To New York

By imal, 12 July, 2010, No Comment

These procedures are for college students who want to hire New York Movers related to their universities:

-Identify to your hiring department the name and phone number of the contact person (s) who will be working with the moving company.

-You must declare a value of the goods you are having moved. This is your decision and will be important if a claim is filed.

-Your hiring department will complete a Purchase Requisition Form for the total amount the University will pay and forward to the Purchasing Department along with an Approval to Pay Moving Expenses form.

-Upon receipt of the Requisition and Approval, the Purchasing Office will contact our contracted New York Moving Companies for you.

-The contracted company assigned to your move will contact you to arrange a scheduled inspection of your goods.

-Before the estimator arrives, tour your home; including attic, patio and garage to assure that everything to be moved is visible. During the estimate, show everything that is to be moved so that an accurate estimate of the total weight to be moved may be compiled. An accurate estimate of all articles to be shipped and all services required is essential, as the carrier will provide the University with a quote to budget your move.

-If the quote is greater than the allocated amount on the Requisition, your department must approve the increased amount that the University will pay, or you will be responsible for the additional amount to be collected C.O.D.

-Date for pickup and delivery will be set directly with the New York International Movers by you, the shipper. However, the University does not pay for exclusive use of a moving van or expedited service.

-The carrier will invoice the University for all authorized moving charges. In instances where there are ceiling amounts, (the person being moved) you will be responsible for payment to the carrier of any overage in cash, credit card or a cashier’s check upon delivery of (the) your goods. The carriers do not accept personal checks. Follow the guidelines in this booklet and you should have a successful move. If you have any questions or problems at any time during this “Moving To New York” process, please call your carrier contact person, the hiring department, or the Purchasing Department. New York International Movers are available, too.

Things to do on moving day and one week after

By imal, 7 June, 2010, No Comment

Before you move, put together a moving day survival kit with items you’ll need for the trip and immediately after you arrive at your new home:

-ID -Your wallet, checkbook and/or ATM card

-Bottled water -Toothbrush, toothpaste and soap

-Any prescription medications -Aspirin

-Towels -Paper cups, paper plates and plastic utensils

-Sheets -Scissors and tape

-Important files -Closing documents if you’re buying a new home

-Medical records -Pet food and pet litter, if applicable

-Snacks that don’t require refrigeration or cooking (granola bars, nuts, bread, peanut butter, etc.)

moving pods, One way truck rental, moving quote, moving pods are common things for Licensed Movers those you should need to get in hiring moving company.

after you had arrived, these are things you should do:

-Get your kids involved in the unpacking process, and help them find activities in your new town.

-Did you get your moving deposits back yet?

-Make sure you have fire extinguishers and smoke detectors in your new home.

-Do any quick repair work that needs to be done, if you didn’t do it before moving in.

-Tackle some fun first projects to help make your house a home, like hanging pictures and other simple projects.

-Explore the new town—get acquainted, find out where everything is, etc.

-Replace the locks if you’re uneasy about keeping the locks that came with the house.

-Check on licenses for pets.

-Update your address for all these: voter registration, driver’s license, tax forms, new bank account, etc.

-Start thinking about the larger home-renovation projects you’d like to get started, and prioritize them

Moving to a new home can be just as stressful on your pet as it is on you. Following are some tips to help you help your pet through this change of address.

-Talk to your veterinarian at least three weeks before the move to determine if your pet will need medication for nervousness or car sickness.

-Gather the supplies your pet will need during the move – food, water, medications, medical records, bedding and toys. It also helps to bring along some of your dirty laundry because the familiar scent of these belongings is comforting to your pet.

-Move small animals, like birds and hamsters, in their cages, covered with a lightweight fabric. Remove water and any other objects that might loosen and injure them. You must keep the temperature constant for these small friends to survive.

-Unpack and settle in a bit before turning your pet loose in the house. Keep the doors to your extra rooms closed and slowly give your pet access to them as they become accustomed to their new home.

-Orient your dog or cat to the new surroundings. If possible, try to place their favorite resting place (dog bed, chair or cushion) in the same position or area, as it was in your old home. Put their food and water bowls and toys in familiar places as well.

-Be patient, loving and reassuring with your pet, and they’ll adjust quickly to their new home.

A brief about foreclosure

By imal, 4 April, 2010, No Comment

Foreclosure is the legal and professional proceeding in which a mortgagee, or other lien holder, usually a lender, obtains a court ordered termination of a mortgagor’s equitable right of redemption. Usually a lender obtains a security interest from a borrower who mortgages or pledges an asset like a house to secure the loan. If the borrower defaults and the lender tries to repossess the property, courts of equity can grant the borrower the equitable right of redemption if the borrower repays the debt. While this equitable right exists, the lender cannot be sure that it can successfully repossess the property, thus the lender seeks to foreclose the equitable right of redemption. Other lien holders can also foreclose the owner’s right of redemption for other debts, such as for overdue taxes, unpaid contractors’ bills or overdue homeowners’ association dues or assessments.

The foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property (immovable property) after the owner has failed to comply with an agreement between the lender and borrower called a “mortgage” or “deed of trust”. Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. When the process is complete, the lender can sell the property and keep the proceeds to pay off its mortgage and any legal costs, and it is typically said that “the lender has foreclosed its mortgage or lien”. If the promissory note was made with a recourse clause then if the sale does not bring enough to pay the existing balance of principal and fees the mortgagee can file a claim for a deficiency judgment. There are websites those provide foreclosure listing, and you can find Free Foreclosures websites, too. This is called Real Estate Owned Foreclosures, and you might get a nice price by looking for it in Free REO foreclosures listing websites.